The Premier Solution for Digital Life & Health Insurance Distribution

PolicyNinja provides:

Digital direct-to-consumer insurance buying experience
Fully automated application portal
Turn-key digital marketing capability

Policy Ninja partners and integrates with a premier set of carriers to offer straight-through processing of life and health insurance applications in both a direct-to-consumer and agent-facing platform.  The streamlined underwriting engine provides quoting, real-time decisions, electronic or voice signature, and electronic payment options.

Policy Ninja, provides agencies and brokerages a state-of-the-art digital distribution platform. Each agency receives a custom-branded website with digital sales capabilities.  IMOs, NMOs, and BGAs can utilize the fully turn-key, white-labeled digital distribution platform to acquire leads, attract new customers, or market to in-force policy holders.

Free access to instant decision products for a select number of carriers, plus:

Digital direct-to-consumer
insurance buying experience

Customized white-labeled website allows quoting, online digital sales, and real-time calls to an agent.

Fully automated
application portal

Quote hundreds of life and health products and apply for instant decision with select carriers.

Turn-key digital
marketing capability

Acquire new leads and market to existing policy holders; allow consumers to apply on line and send leads to agents in real-time.

Direct to Consumer Experience
  • White-labeled Direct-to-Consumer Application Journey
  • Easy-to-Use digital portal for agents
  • Digital application process – Quote, Apply, Approve, Bind
  • Integrated with carrier underwriting for accelerated, simplified and traditional issue
Direct to Consumer Platform
Agent Portal Platform
Agent Portal
  • Market and sell to in-force customers through an integrated online and phone sales platform
  • Turn-key distribution model to market to new customers online and through phone agents
  • Digital agency management automation tools, including CRM integration

Our History

Policy Ninja was formed in 2020 as a spinoff of Elagy, which was founded in 2015 by Karl Stark and Sean Taylor.  Elagy, a leading digital distribution platform and digital agency was recently acquired.  Policy Ninja is an independent SaaS provider with a mission to serve traditional brokerages, agencies, and IMOs.

Interested in PolicyNinja?
Let’s get in touch

Are you a carrier interested in offering your products on Policy Ninja?

Carriers who integrate with the Policy Ninja’s state-of-the-art API can offer agents free access to the Policy Ninja agent portal and direct-to-consumer sales engine. Contact Policy Ninja using the form below for a free demo.

Are you an agent interested in utilizing Policy Ninja for digital sales? Fill out the form below.




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