The Premier Solution for Digital Life & Health Insurance Distribution

PolicyNinja provides:

Digital direct-to-consumer insurance buying experience
Fully automated application portal
Turn-key digital marketing capability

Policy Ninja partners and integrates with a premier set of carriers to offer straight-through processing of life and health insurance applications in both a direct-to-consumer and agent-facing platform.  The streamlined underwriting engine provides quoting, real-time decisions, electronic or voice signature, and electronic payment options.

Policy Ninja, provides agencies and brokerages a state-of-the-art digital distribution platform. Each agency receives a custom-branded website with digital sales capabilities.  IMOs, NMOs, and BGAs can utilize the fully turn-key, white-labeled digital distribution platform to acquire leads, attract new customers, or market to in-force policy holders.

Free access to instant decision products for a select number of carriers, plus:

Digital direct-to-consumer
insurance buying experience

Customized white-labeled website allows quoting, online digital sales, and real-time calls to an agent.

Fully automated
application portal

Quote hundreds of life and health products and apply for instant decision with select carriers.

Turn-key digital
marketing capability

Acquire new leads and market to existing policy holders; allow consumers to apply on line and send leads to agents in real-time.

Direct to Consumer Experience
  • White-labeled Direct-to-Consumer Application Journey
  • Easy-to-Use digital portal for agents
  • Digital application process – Quote, Apply, Approve, Bind
  • Integrated with carrier underwriting for accelerated, simplified and traditional issue
Direct to Consumer Platform
Agent Portal Platform
Agent Portal
  • Market and sell to in-force customers through an integrated online and phone sales platform
  • Turn-key distribution model to market to new customers online and through phone agents
  • Digital agency management automation tools, including CRM integration

Our History

Policy Ninja was formed in 2020 as a spinoff of Elagy, which was founded in 2015 by Karl Stark and Sean Taylor.  Elagy, a leading digital distribution platform and digital agency was recently acquired.  Policy Ninja is an independent SaaS provider with a mission to serve traditional brokerages, agencies, and IMOs.

Interested in PolicyNinja?
Let’s get in touch

Are you a carrier interested in offering your products on Policy Ninja?

Carriers who integrate with the Policy Ninja’s state-of-the-art API can offer agents free access to the Policy Ninja agent portal and direct-to-consumer sales engine. Contact Policy Ninja using the form below for a free demo.

Are you an agent interested in utilizing Policy Ninja for digital sales? Fill out the form below.

Which of the following best describes you? Please select all that apply.